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Then as outlined by your career there are state and central laws that you have to be aware for this provisions linked with. Consult your lawyer for this.
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All you decide to do is choose suitable schemes offered from your asset management companies, fill up a form and write a check. They then will invest your money proportionately in the 15-20 shares/ securities laid out in the mutual fund scheme. You will get a folio number (account number) and periodic statements.
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